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Certified Mortgages
This type of mortgage facility is ideal for the self employed or indeed the employed person with more than one income. If you have a substantial deposit and fall into the categories mentioned above , some lenders will consider your loan without having to confirm your income. Rather than request proof of income lenders will fast track your application allowing you to submit your proposal without wage slips/accounts or bank statements. You will need to declare your income for the year and this information will be used to arrive at the total amount you are able to borrow. The income figure you provide must be accurate as the lender always reserves the right to request proof of income at any time should they feel it necessary. Your mortgage will be subject to status and relies on the outcome of a credit score. It should also be noted that the interpretation of a self-cert mortgage can vary from lender to lender.
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About Us | Site Map | Terms of business | Privacy Policy | Contact Us t a mortgages is owned solely by t a finance (for the purposes of arranging mortgages and general insurance). t a mortgages is currently regulated by the FSA (300053) for the purposes of arranging mortgages. written quotations are available on request. minimum age is 18. no minimum or maximum loan size and calls may be monitored for training purposes. head office: 29 cumberland drive, bexleyheath, kent, DA7 5LA. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. |